Michelle thought she was sensible with money. She ran a business, managed personal finances, paid her bills on time. She wasn't out buying designer handbags or booking spontaneous spa weekends. Yet every month, money disappeared. Not in one big dramatic purchase she could point to and say, "That's where it went." It just... vanished. Like someone was siphoning it away in the night. She'd check her banking app and think, "Where the hell did that go?" Sound familiar? The Money

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Maybe you've tried to get on top of your finances before. Set up the accounts. Downloaded the app. Promised yourself this time would be...